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Novated Leases

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faster using your
S.P.A Mastercard®
with Apple Pay

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Curious to know
what you can
Salary Package?

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Trusted Salary Packaging Provider

Salary Packaging Australia

Income salary packaging, also known as salary sacrifice, is a financial arrangement that allows employees to allocate a portion of their pre-tax income towards approved benefits or expenses.

This arrangement reduces their taxable income, potentially leading to tax savings. Commonly included benefits are superannuation contributions, vehicle leases, electronic devices and workplace-related expenses.

Employers offer salary packaging as a way to enhance employee remuneration, improve job satisfaction, and attract top talent, while employees enjoy greater financial flexibility and savings.

Salary Packaging Australia (S.P.A.) specialises in guiding organisations and employees through this process. We ensure transparency, compliance and accuracy throughout the process to maximise the benefits for all parties involved.

Let's get startedWhat is Salary Packaging

What Can You Salary Package?

The types of benefits and the amount you can include in your salary package depends on your employer and the industry in which you work. There are many ways to save on everyday living expenses and have more left over for personal expenses. Here is an overview of what might be possible:

Vehicles and Electric Vehicles

Known as a Novated Lease, you can lease vehicles, including electric options, to make vehicle ownership and running costs more affordable.

FIFO

FIFO workers can benefit from options tailored to remote work, such as travel expenses and accommodation.

Insurance

Cover approved insurance premiums, providing financial protection while reducing taxable income.

LAFHA

Living Away From Home Allowance to help cover the costs of living away from your usual residence.

Relocation

Relocation costs, such as moving expenses and temporary accommodation, to ease the financial burden of relocating for work.

Living Expenses

Essentials like groceries, utility bills, and school fees can be salary packaged, freeing up disposable income.

Work Equipment

Tools and equipment required for your job can be salary packaged, ensuring you have the resources needed for success.

Meal & Entertainment

Dine out or entertain with clients and colleagues using pre-tax income, leveraging salary packaging for meal and entertainment expenses.

Rent

Salary packaging your rent helps manage housing costs efficiently, especially for employees living in eligible accommodation.

Education

Tuition fees and study-related expenses can be salary packaged, helping you invest in further education while reducing taxable income.

Memberships

Professional memberships and subscriptions can be salary packaged, supporting career development and compliance with industry requirements.

Mortgage

Some employers offer salary packaging for mortgage repayments, allowing you to reduce your taxable income while paying off your home.

How does Salary Packaging work?

To salary package means making a financial arrangement that allows you to pay for approved benefit items using your pre-tax salary. This means these expenses are deducted from your income before income tax is applied, leaving you with less taxable income and enabling you to pay less income tax overall.

By leveraging salary packaging, you restructure your income to maximise disposable income while taking advantage of significant tax benefits. Everyday expenses such as rent, living costs, or work-related items can be included, helping you manage your finances more efficiently.

When you commence salary packaging, your employer’s payroll department transfers the nominated pre-tax funds to Salary Packaging Australia (S.P.A.) for disbursement to cover your chosen benefit items.

APPLY NOW

See how you can get more money in your pocket with the same salary you already have.

Why choose Salary Packaging Australia as your Novated Lease specialists?

At Salary Packaging Australia, we specialise in providing compliant and technically strong novated leasing and salary packaging services to employers and employees across the country.

We pride ourselves on delivering transparent and accurate services, ensuring that both employers and employees experience a positive process. Our expert team handles every aspect of salary packaging, from setup to ongoing management, making it a hassle-free solution for everyone involved.

By partnering with Salary Packaging Australia as your novated lease and salary packaging provider, employers can enhance their workplace offerings while employees enjoy the financial benefits of salary packaging – a true ‘win-win’ for all.

Thousands of Australian workers love salary packaging through us

“Thank-you very much for your assistance with this matter, and on a personal note I cannot fault any of their service that the SPA Team have provide to me from day one over the last 5 years and I  have had no hesitation in recommending to other staff the benefits and professionalism of SPA.“

M
Local Government

“Just wanted to pass on my thanks to the exceptional work of Rick, who made this process a breeze and kept me up to speed with all the developments. He was knowledgeable, and very helpful!”.

Thanks,
Tim

“Thank you so much for your help me through this process. SPA has been awesome to me and my family for the past 5-6 years, I would recommend you guys to anyone and everyone I know.”

Kylie
Local Government

“Please let the team at SPA know that my experiences with them over the last few years has always been positive. I would like to thank everyone at SPA for their friendliness and fantastic service. I will not hesitate to continue to recommend you guys to any who ask.“

“Thank you very much. I have thoroughly enjoyed being a client of S.P.A. over the last 15 years. The friendly and professional service I have been afforded i’m sure is second to none.

In appreciation-“

S.B.

“Greatly appreciate all that you guys do for me. Coming up to a year with my car and any issues that I’ve had during this time have always been taken care of in a very efficient and professional manner.”

Ronnie B
Local Government

“We just wanted to say a big thank you for all your help in getting this over the line. We really appreciate the effort and the after hours time that you put into this for us. The whole SPA experience has been fantastic right from the start and it has been a pleasure to doing business with SPA.”

Graham W
Engineering Firm

“Thank you to all at SPA who have been so easy to deal with over the years.”

Greg
Urban & Regional Planner

“I picked up my new car on Monday and it is beautiful! I’d just like to drop you a line to say that my experience this time with SPA was as professional, stress free and efficient as the first time I packaged a car with SPA 2 ½ years ago.”

Emma
Nurse

“I am very satisfied with the customer service I have received from you and would not hesitate in dealing with SPA in the future.”

Barry
Education & Training

“Thank you for all your assistance in the past year. It’s refreshing to get such great customer service these days.”

Barbara
Local Government

“I will absolutely recommend you to friends and family. It’s a shame my new place of work doesn’t utilise SPA.

Thank you“

I would also like to say thank you for the service you have given me, which has been courteous, professional, friendly and very helpful.

H.

Advantages of Salary Packaging Australia

Trusted Expertise

With years of experience as a leading employee benefits provider, S.P.A. has helped countless Australians maximise their income through tailored salary packaging solutions.

Tax Benefits

With over 20 years experience, S.P.A. can help you take advantage of paying for certain expenses with pre-tax dollars, reducing your taxable income and increasing your take-home pay.

Simple and Convenient Claims

Our user-friendly platform ensures you can make claims quickly and easily, without the hassle of paperwork.

Flexible Solutions for Every Lifestyle

Whether it’s managing living expenses, funding education, or securing a new car, S.P.A. offers versatile salary packaging options to suit your needs.

Dedicated Support

Salary packaging can seem complex, but S.P.A. provides clear guidance and exceptional customer service, making the process smooth and stress-free.

Affordable Vehicle Options

Access great deals on vehicles, including electric vehicles, while we handle everything – from sourcing the car to paperwork and budgeting.

Are you an employer of choice?

When an employer offers novated leasing or salary packaging, it can lift the appeal of the company to future job candidates.

As a flexible, compliant and trusted salary packaging provider, we can save your employees thousands in tax, and make your organisation even more desirable to top talent.

Let's get started

We Service a Wide Variety of Industries

Mining & Resources

Leverage our extensive expertise in the mining and resources sector to attract, recruit, and retain top talent. Offer competitive benefit packages that enable employees to reduce their tax liabilities and enjoy higher take-home pay.

Education

Provide compelling benefit packages that help education sector employees minimise their tax obligations while maximising their take-home pay and enhancing job satisfaction.

Private Sector

Secure, engage, and retain top-tier talent in the private sector. Offer tailored benefit packages that reduce employees’ tax burdens and ensure greater financial satisfaction.

Government

We have a long track record of implementing and servicing compliant, accurate and efficient salary packaging solutions for many Local, State and Territory Government organisations including being panelists for the QLD, ACT, WA and NT Government.

Not-for-Profit & Charity

Not-for-profit organisations can attract and retain skilled professionals with tailored benefit packages, enhancing the appeal of working for your NFP or charity.

Electric Vehicle Novated Leases

The Electric Vehicle (EV) market is now more affordable with the Electric Car Discount Bill 2022, which exempts eligible EVs from Fringe Benefits Tax (FBT). This makes EV ownership more accessible, driving a shift toward a sustainable future.

Find out more

Save money on your next vehicle with a Novated Lease

  • $190
    Per week

    BYD Sealion 7 Premium

    $49,937

  • $193
    Per week

    Kia EV5 Air SR

    $51,771

  • $290
    Per week

    BYD Shark Premium

    $52,705

  • $279
    Per week

    Mercedes-Benz EQA 250+

    $80,982

View all vehicle deals

Give yourself a pay rise with Salary Packaging Australia

Thousands of Australian workers benefit from our industry-leading salary packaging solutions to save money and pay less tax.

Get saving today!

Wondering how much salary packaging a car could save you? Check out our calculators for an estimate on your potential savings, or get in touch today!

Let's get startedWhat is Salary Packaging