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Introducing the S.P.A. Card

With our SPA Mastercard you can utilise the funds of your living expenses and/or
meal and entertainment benefits from your salary packaging account, all in one convenient card.

S.P.A. and Mastercard ® together.

Our SPA Mastercard offers the convenience of your Living Expenses benefits and/or your Meal & Entertainment benefits together in the one card.

Living Expenses benefits – explained here

Meal and Entertainment benefits – explained here

Our S.P.A. card includes all of the convenient inclusions that you’d expect from a credit card, including Tap & go, Apple Pay, Google Pay and other compatible mobile device wallets.

The S.P.A. card

If you’re on an eligible Salary Package, we’ll discuss the available card options with you when we’re signing you up. During this process, we’ll make sure you’ve downloaded our app and provide you with your S.P.A. portal details to log in once your account is all set up.

View the:


With the S.P.A. card comes our SALPACAUS app, which makes the task of tracking what you spend much easier, while all in one place. With the app, you can:

  • View the balances of your Living Expenses and/or Meals and Entertainment benefits
  • See your card transactions all in one place
  • See when your benefits are paid into your accounts, live.

SPA Mastercard APP in the Apple StoreSPA Mastercard APP in the Google Store

Frequently asked questions

Where do I get the app?

Just search for SALPACAUS in the Apple App store, or the Google Play store, or click your preferred store below:

How do I register the app?

Once you’ve downloaded the SALPACAUS app, use your S.P.A. portal details to log in.

(Click activate for plastic cards). You are good to go. Happy spending!

Can I update my details in the app?

At this stage you can only view your personal details via our SALPACAUS app. To update, simply call us on 1300 786 664

Can I see my transactions and balances in the app?

Absolutely. Just click on the account you’d like to see the transactions of, and you’ll see an up to date listing of your purchases.

The S.P.A. Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard, the Mastercard Symbol, the circles design and Tap & go are registered trademarks of Mastercard International Incorporated.

Apple, the Apple logo, Apple Pay, Face ID, iPhone, Mac, are trademarks of Apple Inc., registered in the U.S. and other countries.

*For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531