Skip to main content

Kia Novated Lease

Drive a new Kia with tax-effective salary packaging.

Calculate My Savings

Whether you’re thinking about an efficient car or the family-ready Kia Sportage, a Kia novated lease can be the ideal solution for getting behind the wheel of a new vehicle.

By entering into a salary sacrifice arrangement, your vehicle is funded using a pre-tax salary deduction, which means you may reduce your taxable income and potentially save thousands over the lease term.

Kia Novated Lease Calculator

Compare your estimated monthly payments in seconds. Our Kia calculation tool helps you see the advantage of a lease compared to a standard finance option or traditional car loan.

QLD Government Employee?
Click here

Step 1 of 9 - Car size

You Can Include Nearly ALL Of Your Running Costs In The Arrangement!

Novated Leasing not only gives you a brand new car at a fantastic purchase price, but it also allows you to include many of the running costs in your pre-tax income.

INCLUSIONS
  • Finance repayments
  • Fuel
  • Servicing
  • Tyres
  • Comprehensive Insurance
  • Registration
  • Roadside assistance
  • And even car washes!
  • Insurance
  • Registration
  • Roadside assistance

The Smarter Way to Drive a Kia

A Kia novated lease is a three-way agreement between an employee, their employer, and the financier. Instead of using your post-tax income to pay for your vehicle, your employer manages the repayments and running costs directly from your pre-tax income.

This tax advantage may help drivers purchase a brand-new Kia while potentially accessing benefits such as GST savings on the purchase price and eligible ongoing maintenance.

Popular Kia Models

Explore the range available for a Kia novated lease for new or used vehicles (subject to eligibility criteria). We can tailor a budget based on your financial situation and assist with sourcing vehicles, including petrol, hybrid, or electric vehicles.

Kia EV5 Air SR

From $193/week

A stylish, all-electric family SUV offering excellent driving range and smart tax savings.

View Lease Options

Kia EV9 Air RWD 7 Seater

From $280/week

A spacious, all-electric 7-seater SUV offering flexibility and advanced technology.

View Lease Options

Kia EV6 Air

From $229/week

A sleek, all-electric crossover SUV featuring modern tech and an impressive driving range.

View Lease Options

Kia Picanto GT-Line

From $163/week

A sporty city hatchback featuring sharp GT-Line styling and advanced safety technology.

View Lease Options

Kia Sportage SX Hybrid

From $240/week

A modern mid-size hybrid SUV featuring a fuel-efficient engine and advanced technology.

View Lease Options

A powerful 7-seat AWD SUV featuring a fuel-efficient turbo-diesel engine.

View Lease Options

Kia Seltos Sport AWD

From $231/week

A punchy small SUV featuring an all-wheel-drive system and a comfortable cabin.

View Lease Options

A premium family people mover featuring a fuel-efficient hybrid engine.

View Lease Options

Kia Tasman X-Line

From $333/week

A rugged 4×4 dual-cab ute featuring a capable turbo-diesel engine and a highly refined cabin.

View Lease Options

What our customers say

Why Choose a Kia Novated Lease?

Kia is a brand committed to modern design and reliable technology, making the Kia range highly popular for novated leasing in Australia.

When you choose a Kia model, you can benefit from:

  • Smart Resale Value: Strong market demand across the Kia range ensures competitive residual value when the lease ends and you decide to sell or trade.
  • Personal Finance Benefits: Manage your money easily with budgeted payments that combine your fuel, servicing, fees, and maintenance into one simplified payment structure.
  • Electric Vehicle Excellence: Electric or hybrid Kia models may qualify for fringe benefits tax (FBT) exemptions depending on government rules and individual circumstances.
  • Fleet Pricing: We use corporate buying power to save you money on the initial retail purchase price of your car.

How It Works

1. Choose Your Vehicle:

Select the model from the Kia range that suits your lifestyle and budget.

2. Get Approved & Set Up:

We assist with the finance application, credit approval, and lease documentation.

3. Salary Packaging:

Your employer signs the agreement, and payments begin from your pre-tax salary.

Apply Now!

Start Your Kia Novated Leasing Journey

Many Australian employees are turning to salary sacrificing to manage their transport expenses and cut down their tax.

Our team is here to help you bundle your comprehensive insurance, servicing, and running costs into one affordable payment. While this information provides a general overview, it does not consider your personal financial situation or personal circumstances. Please seek independent advice regarding fringe benefits tax and your specific income tax bracket before signing. Contact us today to calculate a better path forward.

Calculate My Novated Lease

Novated Lease Kia – FAQs

What is a novated lease?

A novated lease is an agreement where an employee leases a car, and the employer takes over the payment obligations from the employee’s salary using a combination of pre-tax salary packaging and post-tax contributions where required under the lease structure. Salary Packaging Australia’s novated lease operations run under an Australian Credit Licence. All finance is subject to approved applicants.

Is the Kia range a good choice for salary packaging?

Yes! Because of their high reliability, strong resale value, and advanced safety, a new Kia is an exceptional choice. Furthermore, choosing electric vehicles like the Kia EV5 may be eligible for fringe benefits tax exemption, maximising your tax savings.

How do lease payments compare to a car loan?

A standard car loan uses 100% post-tax income to pay for a vehicle. A Kia novated lease uses your pre-tax income to significantly reduce your taxable income, meaning you save on both income tax and the GST on your vehicle’s purchase price.

Do I need a cash deposit to start?

No, an upfront deposit is generally not required. All upfront fees, vehicle sourcing, and comprehensive insurance setups are integrated directly into your smooth lease repayments factored straight into your salary.

What happens when the lease ends?

When your agreement ends, you may have the option to purchase the vehicle by paying the residual value at the end of the lease, sell it to upgrade to a newer Kia model, or alternatively extend the finance for another term.

What happens if I change jobs?

If an employee leaves, the Kia novated lease is de-novated. The lease documents and payments can alternatively be transferred to your new employer, or you can choose to manage the finance as a personal obligation.

* This calculator contains general information and does not necessarily take all of your personal circumstances into account. Salary Packaging Australia encourages you to seek professional, independent tax or financial advice and to consider whether this information is right for you before making a decision. The availability of any packaging benefit is subject to your employer’s approval and compliance with the Australian Income Tax Assessment Act (1997). The Australian Taxation Office can provide advice on compliance.

All benefit examples based on a 60-months term driving 15,000 km per annum on a $85,000 annual salary. Prices excluding GST under novated lease and images are for display purposes only. Vehicles subject to availability. Pricing is based upon supply of motor vehicle in South-east QLD. Vehicle pricing may be subject to change without notice. Pricing may vary depending on the exact location and State of purchase and are based on PAYG income tax rates as at 01/07/2026.

The salary packaging of motor vehicles works for you by substituting a taxable benefit with a non-taxable benefit. The above cost figures represent the estimated impact on your take home pay taking into account those tax benefits based on the assumptions outlined. You should obtain independent financial advice taking into account your personal circumstances before you rely on these figures. Salary Packaging Australia Pty Ltd ABN 53 009 643 485.

Need help or want to discuss?

Contact our team directly, we are here to help

Need help or want to discuss?

Contact our team, we are here to help