Whether you are looking for a luxury SUV for families, an all-electric EQ vehicle, or a high-performance sedan, a Mercedes novated lease is the ideal tax-effective solution.
By entering into a salary sacrifice arrangement, your vehicle is funded using a pre-tax income, which may reduce your taxable income and potentially save you money. This smart arrangement brings everyday practicality and a luxury driving experience within reach for working Australians.
Calculate and compare your estimated monthly payments in seconds. Our novated lease Mercedes calculation tool helps you see the savings advantage of a lease compared to a standard finance option.
Novated Leasing not only gives you a brand new car at a fantastic purchase price, but it also allows you to include many of the running costs in your pre-tax income.
A Mercedes novated lease is a tax-effective three-party agreement between you, your employer, and the financier. Instead of using your after-tax income to pay for your car, your employer manages the repayments and running costs directly from your pre-tax salary.
This tax advantage helps drivers to purchase a brand-new vehicle while potentially accessing benefits such as GST savings on the vehicle purchase price and eligible running costs.
Explore the range available for a Mercedes novated lease for new or used cars (subject to age limits). We can assist with sourcing eligible vehicles, including petrol, hybrid, or electric options.
From $250/week
A premium all-electric car offering advanced safety systems and comfort for effortless driving.
Mercedes is a premier luxury brand committed to refined comfort, smooth performance, and cutting-edge technology, making it a popular choice for Australian drivers.
When you select Mercedes, you can benefit from:
Select the model from the Mercedes range that suits your lifestyle and budget.
We assist with the finance application, credit approval, and lease documentation.
Your employer signs the agreement, and payments begin from your pre-tax salary.
Many Australian employees are choosing a Mercedes novated lease journey to help manage tax more efficiently and enjoy a luxury driving experience. Our team is here to help you bundle your insurance, servicing, registration, and tyres into one affordable payment.
While this information provides a general overview, it is subject to your personal finance situation, and it is not a substitute for professional financial or legal advice. Stand out on the road, explore your options, and decide on your terms today. Contact us to request a tailored quote to see how a Mercedes novated lease arrangement can potentially save you money.
A novated lease is a way to finance a vehicle through your salary. It’s a three-way agreement between you, your employer, and a finance provider, where your employer makes the lease payments on your behalf using a combination of your pre-tax and post-tax salary.
This can include running costs such as insurance, registration, servicing, and fuel or charging, bundled into one regular payment.
Our novated lease solutions operate under an Australian Credit Licence. All finance is subject to approved applicants and credit assessment criteria.
Yes! Because of their high reliability, strong residual value, and advanced safety features, Mercedes models are among the most popular choices for drivers in Australia. Furthermore, the Mercedes-Benz range includes several eligible electric vehicles (like the EQA) that may qualify for the Government’s FBT exemption for electric vehicles. This advantage may reduce your taxable income and potentially improve your overall tax savings compared to a standard car loan.
Interest rates and monthly payments vary depending on your personal finance profile, credit history, and the specific lease term you choose. We provide a tailored quote so you can see your exact repayments upfront. Unlike a standard car loan, a novated lease may have a fixed interest rate for the lease term, providing greater certainty over your finance costs.
During the lease term, the finance company holds a security interest in the vehicle, but you have exclusive personal use of the car. At the end of the agreement, you have the flexibility to assume full ownership of the vehicle by paying the residual value, extend the lease for a further year, or trade it in to upgrade to a new Mercedes model.
If an employee leaves their current job, the agreement offers flexibility. The paperwork and payment obligations can usually be transferred to your new employer, allowing you to continue accessing the tax benefits. If your new employer does not offer salary packaging, the lease can be maintained as a personal obligation.
Any unspent balance may be returned depending on your arrangement. At the end of your lease agreement, any surplus funds are transferred back to your employer, who will return them to you as normal salary through payroll. Because this money was originally deducted as pre-tax dollars, the returned amount will simply be subject to standard income tax.
* This calculator contains general information and does not necessarily take all of your personal circumstances into account. Salary Packaging Australia encourages you to seek professional, independent tax or financial advice and to consider whether this information is right for you before making a decision. The availability of any packaging benefit is subject to your employer’s approval and compliance with the Australian Income Tax Assessment Act (1997). The Australian Taxation Office can provide advice on compliance.
All benefit examples based on a 60-months term driving 15,000 km per annum on a $85,000 annual salary. Prices excluding GST under novated lease and images are for display purposes only. Vehicles subject to availability. Pricing is based upon supply of motor vehicle in South-east QLD. Vehicle pricing may be subject to change without notice. Pricing may vary depending on the exact location and State of purchase and are based on PAYG income tax rates as at 01/07/2026.
The salary packaging of motor vehicles works for you by substituting a taxable benefit with a non-taxable benefit. The above cost figures represent the estimated impact on your take home pay taking into account those tax benefits based on the assumptions outlined. You should obtain independent financial advice taking into account your personal circumstances before you rely on these figures. Salary Packaging Australia Pty Ltd ABN 53 009 643 485.
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